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Material Damage Cover

 

Material Damage policies covers your business for damage to property, including building, contents (for example computers and electronic equipment) and stock (including customers goods) caused by certain defined events.

In addition to fire, storm and malicious damage, other events which are covered include lightning or thunderbolt; explosion; earthquake; water damage; impact by vehicles, watercraft, animals, falling trees, aircraft and other aerial devices, external aerials; Tempest or Rainwater; Accidental Damage (Limit $50,000); Burglary/Theft; Money; Plate Glass; Machinery Breakdown; Electrical Breakdown; and other classes of insurance can also be added