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Dual Wages

 

This term derives from the fact that indemnity is provided for payroll i.e. wages and salaries during two separate periods. The first is the initial selected period e.g. 8 weeks beginning with the damage during which 100% of the rate of wages is applied. After the initial period the cover continues throughout the remainder of the full indemnity period initial period can be compressed or extended depending upon the effects of a loss.